Citi Bank Cash Back Credit Cards
- $100 in gift cards - When you redeem the 10,000 bonus ThankYou© Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
- 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
- 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
- Want to lower your purchase APR? All you have to do is make a purchase, stay under your credit limit, and pay on time 3 billing periods in a row and we will lower your APR for purchase by up to 2% (0.25% each quarter, 8X maximum)
- No Annual Fee
Get Rewarded for Good Behavior
Intro Rate
0%
Intro Period
7 months*
Regular APR
12.99% - 22.99% (V)*
Rebate
points
Annual Fee
$0
- $100 gift card - When you redeem the 10,000 bonus ThankYou® Points received after $500 in purchases within 3 months of account opening.
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% based on creditworthiness*
- 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter**
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
No Annual Fee
Intro Rate
0%
Intro Period
12 months*
Regular APR
12.99% - 22.99% (V)*
Rebate
1 point +
Annual Fee
$0
Cash Back Articles
Reward Yourself with cash
If you currently using a credit card and you're not getting anything out of it. you should start to consider signing up for a new credit card. As you may know by now, there are so many differnt types of credit cards out there that offer so many types of rewards. One of the best credit cards that are recommended by others is cash back credit card.
Cash Back Starting Guide
So, you've finally decided that you want to apply for a credit card that gives you cash back. The only thing now is that you want to learn a little bit more about them before you actually apply for that perfect credit card. Cash back credit cards are very simple to understand and the purpose of this article is to help better explain what you should look for when you're applying for a credit card.
Check the rates
like any credit card you apply for in life, you have to check out the rates of the card before you actully apply. The most impotrant rate you're doing to want to look at is the rate that is charged to your balance. On top of the APR rate, you will want to also check on the intro rates and how long they will last. Some credit card companies tend to mislead you with introductory rates that don't last that long.
Reward Yourself with cash
Finding the Perfect Cash Card Like anything is usually hard but after you read this page. it should help you find the best cash back credit card that fits your every day needs. In order to find the best credit card that fits your needs. ask yourself the following questions and follow the simple steps and you'll be on the right path in no time.
Check out your needs
Get a piece of paper down what you spend your money on each month. Write down everything from fast food to grocery items. After you're done completing this task, look at the category that you spend the most monery on. A lot of the time you will find that this category may be eating out, gasonline or groceries itself.
Credit Report Scores
Below is a chart of credit report scores. Credit report scores are important when it comes to applying for a rewards credit card. To find out what your credit report score is, please click on the link below.
Great Credit
750-800
Good Credit
660-749
Fair Credit
620-659
Poor Credit
350-619
No Credit
0
