1. Use coupons.

When most people try to think of a way to save money while food shopping their first idea most likely is to use coupons. First you need to know where to find these coupons, and there are many places people often forget to look for valuable coupons. For example most people think of getting them in the Sunday paper or a circular, but you can also get them in the store, off the product or even on the Internet. My trick is to figure out how much you are saving before you go to the store and then put that money away into a saving account or a savings jar. I like this because one day when you need extra money for a vacation or maybe a car repair you have it already saved up.

2. Keep the change programs.

Keep the change is a program offered by Bank of America, and possibly other banks, which helps people to save up money without even realizing it. You use your debit card just as you would normally, but when you buy something that is, for example, $5.79 the banks rounds it up to a $6.00 purchase and puts the .21 cents into a savings account for you. These companies often have incentives where in the first month or two they will even match whatever you put away. This is a great way to save up money and not even realize it is happening, it just slowly accumulates overtime.

3. Use store rewards programs.

Many people are loyal to one or two grocery stores that are nearby their home and fail to take the opportunity of store reward program cards. Almost every grocery store has them, and it is simply a frequent shopper card that you swipe to gain points after every purchase. These points can often be used toward future purchases, special deals or even a reduced gas price. You can save money by having special deals available only to card holders and by using the rewards at a later date. Another great thing about store reward cards is that you don’t have to just pick one store; you can have these cards at as many stores as you want.


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