Ah, the lovely thing that most of us love to hate. The great game of insurance, where most of us pile loads of money into the system each and every year, and most of us don’t even make a claim! You have to go figure on that one.
When it comes to insurance, most of us don’t want to pay for it, but it’s stupid not to have it. It makes sense to pay a hundred dollars or so each and every month to insure your valuable $20,000 car. Yes, I think insurance is gambling, but a good gamble to say the least.
Saving on insurance can be done, but you need to know how to do it, and I’m going to give you a few little pointers on how you can get cash back on your insurance bills each and every month.
Try to combine all of your insurance
If you can, try and combine as many of your policies into one company as possible. This includes your home, auto, boat, or whatever you might have insured. The more you have with the company, the more you’re going to save in terms of your total rate. Plus, it doesn’t hurt to have a good record, as well as being older in age.
Use your cash back card on your bills
The cool thing about cash back credit cards is that you’re able to use it on just about anything. Many of the cards out there will enable you to get a percentage back on just about anything, including insurance. Even if you’re able to save 1-5% off your bill each and every month, you can save a few extra dollars every year. It will all add up!
Get new quotes each and every year
You may think you have a great today, but rates change each and every year. Make it a habit to check your rates each year. Call up or check online with at least 5-10 other companies. You may be surprised at how much each company varies. It never hurts to do your homework.
Try some of these tips if you’re looking to get cash back on your insurance. Since many of us pay these bills each and every month, it’s always great to save money. By saving money, this allows you to put toward an early retirement, or a future vacation.
Related posts:
- How Cash Back Credit Cards Save
- Cash Back Mortgages
- Cash Back Cards vs Low APR
- Truth About Cash Back Credit Cards
- Comparing Credit Cards for the Best Deal
