If you’re on the hunt for a new credit card, especially one in the cash back category, I wanted to point out a few cards that you can find today in the cash back credit card market.  I’ll give you a quick description on each card, and how you can benefit from each one to save the most money.

Discover More(SM) Card: The Discover More(SM) card is one of my favorites when it comes to getting rewards.  You’ll get a 5% cash back bonus on items such as travel, gas, and even the movies.  If that’s not all, your cash back can potentially reach 20% if you buy through their website.

Citi Forward(SM) Card: The Forward card is relatively new in the credit card market.  This card is great, because it will reward you based on your spending behavior.  The better you are with your bills, the more you’ll get in rewards.  For example, if you make a purchase, and stay under your credit limit for 3 billing periods in a row, you can get a 2% purchase APR reduction.  On top of that, you can get 5 reward points for every $1 spent on dining, books, movies, and music, while getting 1 point for everything else.  You can exchange these points for great things like gift cards, and more.

Iberia Bank: Iberia Bank isn’t that well known among many, but it does offer some decent rewards.  You’ll earn a flat 1% on all purchases made, regardless of what you purchase.  With no expiration dates, no limits on cash back, and no annual fees, this is a simple, yet great choice for rewards.

In 2009, these are my top three choices when it comes to reward cards.  They are all different, and each personally can benefit from them.  Be sure to look at the application, and see if it’s something made for you.

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