There are a lot of credit cards out there, and if you want to get a cash back bonus with some of the cards on the market, I wanted to give you a few tips, and tricks that you can use in order to find the perfect card for wallet.

Look for the promotional gifts – So many credit card companies today will give you great items like gifts, cash back, or other things if you spend X amount of dollars.  In fact, some will just give you the money just for signing up.  I’ve signed up for cards in the past that gave me $150 just for filling out an application.  That sounds like a great deal to me, right?  Well, you can get in on the same deals as well.

See how your rate works - I know with Discover, some of their cards will give you cashback bonuses when you spend your card at paritcular places.  Let’s say that they have a deal with Company X.  If you spend $50 with that company, they may give you 10% cash back, rather than 5%.  A lot of cards use these techniques, and be sure to look out for those card companies that have a lot of connections with major companies.

Another thing that you may want to do is check the reviews online.  Check out some financial forums to see what kind of cards people recommend.  With so many out there, you may have a hard time finding what you need.  This is a great way to find the perfect card that’s going to give you a great cash back bonus.

If you’re anything like me, you probably want to go out there, and save as much money as possible whenever you purchase something online.  I love the Internet, because it enables me to find the cheapest price, as well as get cash back for the purchases that I’ve made.

What exactly are cash back sites?

They are websites in which you will purchase an item directly through them.  IN return, they will give you a certain percentage back.  For example, let’s say that you wanted to buy a pair of shoes from Foot Locker.   You would go to cashbackabc.com or whatever it would be, find Foot Locker, click on the link for credit, and do your shopping.  It’s 100% safe, and extremely easy to get cash back.

Now that you know how it works, I wanted to show you some of my favorite cash back sites on the web.

FatWallet.com – FatWallet is probably one of the most popular sites on the web.  They have 100s of retailers that are looking to give you cash back.  Simply create an account, do your shopping, and get your cash back.  They even have wonderful forums where you can find free things, and awesome coupon deals.

Bing Cashback – The new re-vamped search engine Bing, has a wonderful cash back system, where you can get cash back with sites like eBay, and more.  Like FatWallet, you’ll create an account, do your shopping, and you’ll get a certain percentage back in your account.

BofA AdditUp - This is probably my new favorite since I do banking with Bank of America.  You simply log into the AdditUp website, put in your banking information, and shop directly through Bank of America.  The cool thing here is that they will directly put the money that you earned into your savings, or checking account, which I find to be amazing.  It makes it a lot easier than logging in, and waiting for your minimum balance to hit, like most sites require.