Take advantage of these cards when you can. What you're going to find out with a 0% balance transfer card is that you can take any balance and transfer it to a card at no cost. On top of that, you're going to get a 0% interest rate on top of that when you put the balance on the card.
What you're going to find out is that these type of cards are great for those looking to transfer bigger balances from other cards, or if you have a bigger balance such as a car loan, etc. If you're unsure if the card is going to accept you, or not, you may always call up, or simply apply. Most people that have somewhat good credit will generally get approved.
Take a look at what's available up there and see if there's something that you may be interested in.
0% Balance Transfer Credit Cards
- 0% intro APR on bance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like change like travel, gas, groceries, restaurants, home improvement stores and more
- No Annual Fee
Up to 20% cash back!
Intro Rate
0%
Intro Period
6 months
Regular APR
11.99% - 20.99% (V)
Rebate
1% - 20%
Annual Fee
$0
- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 m,onths of account opening.
- 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- No Annual Fee.
Get Rewarded for Good Behavior
Intro Rate
0%
Intro Period
7 months*
Regular APR
12.99% - 19.99% (V)
Rebate
points
Annual Fee
$0
- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening.
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will vary with the market based on the Prime Rate.
- 5 ThankYou Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThanksYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
- No annual fee*
No Annual Fee
Intro Rate
0%
Intro Period
12 months*
Regular APR
11.99% - 20.99% (V)
Rebate
1 point +%
Annual Fee
$0
Cash Back Articles
Reward Yourself with cash
If you currently using a credit card and you're not getting anything out of it. you should start to consider signing up for a new credit card. As you may know by now, there are so many differnt types of credit cards out there that offer so many types of rewards. One of the best credit cards that are recommended by others is cash back credit card.
Cash Back Starting Guide
So, you've finally decided that you want to apply for a credit card that gives you cash back. The only thing now is that you want to learn a little bit more about them before you actually apply for that perfect credit card. Cash back credit cards are very simple to understand and the purpose of this article is to help better explain what you should look for when you're applying for a credit card.
Check the rates
like any credit card you apply for in life, you have to check out the rates of the card before you actully apply. The most impotrant rate you're doing to want to look at is the rate that is charged to your balance. On top of the APR rate, you will want to also check on the intro rates and how long they will last. Some credit card companies tend to mislead you with introductory rates that don't last that long.
Reward Yourself with cash
Finding the Perfect Cash Card Like anything is usually hard but after you read this page. it should help you find the best cash back credit card that fits your every day needs. In order to find the best credit card that fits your needs. ask yourself the following questions and follow the simple steps and you'll be on the right path in no time.
Check out your needs
Get a piece of paper down what you spend your money on each month. Write down everything from fast food to grocery items. After you're done completing this task, look at the category that you spend the most monery on. A lot of the time you will find that this category may be eating out, gasonline or groceries itself.
Credit Report Scores
Below is a chart of credit report scores. Credit report scores are important when it comes to applying for a rewards credit card. To find out what your credit report score is, please click on the link below.
Great Credit
750-800
Good Credit
660-749
Fair Credit
620-659
Poor Credit
350-619
No Credit
0
