Instead of having a credit card that gives you point rewards. why don't you sign up for a credit card that gives you cash back? With back credit cards. you'll receive a rebate every billing period. Rebates range anywhere from 1% to 5% and beyond.

We made it easier here and narrowed down the categories on the side. You can choose from 0% balance transfer cards, to cards that are going to approve you on the spot!

 

Cash Back Credit Cards
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Up to 20% cash back!
Intro Rate
0%
Intro Period
24 months
Regular APR
10.99% - 20.99% Variable
Rebate
1% - 20%
Annual Fee
$0
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Up to 20% cash back!
Intro Rate
0%
Intro Period
15 months
Regular APR
10.99% - 20.99% Variable
Rebate
1% - 20%
Annual Fee
$0
    • $100 in gift cards - When you redeem the 10,000 bonus ThankYou© Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
    • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
    • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
    • APR reduction on purchases when using credit wisely
    • No Annual Fee
Get Rewarded for Good Behavior
Intro Rate
0%
Intro Period
7 months*
Regular APR
12.99% - 22.99% (V)*
Rebate
points
Annual Fee
$0
  • An excellent choice for those with fair or good credit!
  • Earn 1% cash back rewards on every purchase.
  • Online account access.
  • On call customer service reps to help you with your questions.
Earn 1% cash back on purchases! !
Intro Rate
0%
Intro Period
9 months
Regular APR
19.90% (V)
Rebate
1%
Annual Fee
$0-$39
  • Earn Cashback Bonus for your good credit management
  • 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index Report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rate, fees, rewards, limitations and other important information
Get5% cash back on particular purchases!
Intro Rate
0%
Intro Period
15 months
Regular APR
10.99% - 20.99% Variable
Rebate
1% - 20%
Annual Fee
$0
  • No balance transfer fee or balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program will receive one point per net dollar spent
  • No Annual Fee
Excellent Credit Required!
Intro Rate
N/A
Intro Period
N/A
Regular APR
9.25%
Rebate
11 point for travel
Annual Fee
$0
  • Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time
Flexibility to pay over time!
Intro Rate
0%
Intro Period
12 months
Regular APR
17..24% - 22.24 Variable
Rebate
up to 5%
Annual Fee
$0
  • Earn 1% in cash back credit on all quallifying purchases
  • No limit on the cash back, No expiration dates
  • No Annual Fee
No Limits, No Expiration
Intro Rate
1.99%
Intro Period
6 months
Regular APR
low as 8.25%*
Rebate
1%
Annual Fee
$0
Cash Back Articles
Reward Yourself with cash
If you currently using a credit card and you're not getting anything out of it. you should start to consider signing up for a new credit card. As you may know by now, there are so many differnt types of credit cards out there that offer so many types of rewards. One of the best credit cards that are recommended by others is cash back credit card.
Cash Back Starting Guide
So, you've finally decided that you want to apply for a credit card that gives you cash back. The only thing now is that you want to learn a little bit more about them before you actually apply for that perfect credit card. Cash back credit cards are very simple to understand and the purpose of this article is to help better explain what you should look for when you're applying for a credit card.
Check the rates
like any credit card you apply for in life, you have to check out the rates of the card before you actully apply. The most impotrant rate you're doing to want to look at is the rate that is charged to your balance. On top of the APR rate, you will want to also check on the intro rates and how long they will last. Some credit card companies tend to mislead you with introductory rates that don't last that long.
Reward Yourself with cash
Finding the Perfect Cash Card Like anything is usually hard but after you read this page. it should help you find the best cash back credit card that fits your every day needs. In order to find the best credit card that fits your needs. ask yourself the following questions and follow the simple steps and you'll be on the right path in no time.
Check out your needs
Get a piece of paper down what you spend your money on each month. Write down everything from fast food to grocery items. After you're done completing this task, look at the category that you spend the most monery on. A lot of the time you will find that this category may be eating out, gasonline or groceries itself.
Credit Report Scores
Below is a chart of credit report scores. Credit report scores are important when it comes to applying for a rewards credit card. To find out what your credit report score is, please click on the link below.
Great Credit
750-800
Good Credit
660-749
Fair Credit
620-659
Poor Credit
350-619
No Credit
0